Why Pre-Qualification is Important

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It's valuable to consult your mortgage professional as soon as possible — even before you have started researching neighborhoods. Why? How can we help before you have negotiated a price, and don't know yet how much you need to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. During the process, we look at your borrowing power - reviewing your job, money available for down payment, debts, income, and other circumstances. We require a minimum amount of paperwork, with a quick process.

We'll award you a Pre-Qualification Letter if you qualify, that documents that we are confident you can qualify for up to a certain amount of mortgage dollars.

Buying Power

Several beneifits open to you once you've found your next house, and have achieved pre-qualification. First, it lets you know how much you're able to offer. Being pre-qualified can also make your offer look even better to the seller, like you were bringing them a big box of cash! They will not have to wonder if that they have been wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the ability to back your offer up.

We help with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the loan amount you can qualify for. The process leads you through your finances - your debt, income, career, down payment money, among other things. It's short and to the point; and we take pride in keeping the paperwork light.

One on one

You can certainly use the calculators available on this site to get an idea of how much mortgage you can afford - but it's also essential to talk with one of our mortgage professionals. That way, we will be able to help you get your pre-qualification letter. Next, we can study your mortgage loan choices to be sure you have chosen the right one. Contact us at 2057831113 to get started.

Have questions about pre-qualifying? Call us at 2057831113. It's our job to answer pre-qualification questions, so we're happy to help!